IBPS RRB is one of the bank exams conducted by IBPS. IBPS RRB is conducted for Gramin Regional Rural Banks (RRBs). A Common Written Exam is conducted by IBPS on behalf of maximum no. of regional rural banks for selecting Group A (Scale I, II, and III) officers and Group B Assistants, Multipurpose. The last employment selection is conducted independently by each Regional Rural Banks which issue a separate notification in which the number of vacancies and eligibility criteria are specified.
IPBS RRB employment profile of Officer Scale I, II, & III
Officers in Scale I, or IBPS RRB PO, II, III are recruited by RRBs. The duties and tasks are diverse based on the bank and place. However, the duties of IBPS RRB Officer Scale I, II, & III:
loan & acknowledgment Facility:
Encouraging loans and credit facility of the Rural banks amongst the farmers for their rural development and distribute the Loan. They are making the farmers understand the loan facility benefits in a transparent way.
Checking about the loan seeker, checking his repaying capacity of the loan back to avoid the loans turns as Non-performing assets.
Banking Regulations & Activities:
Managing all the internal and external functions of the viable bank, monitoring whether the assigned and planned activities are going on properly.
Repay of the credit
Maintaining the official records of the loan taken by different persons, bankers reminding them to repay and if not paying, taking a substitute option like demanding or mortgaging the properties.
Communicating to the public about different schemes, policies, especially to local people
Maintaining the bank’s yearly balance sheet, accessing the annual bank reports, creating the audit reports for the financial year and tallying the current balance sheet with previous year’s sheet to check out the profit are done.
The implementation of schemes:
Implementing the schemes announced by the Central Government, Development of Rural Area & Managing distribution of the wealth among the people allotted by the Government.
work profile of Office Assistant IPBS RRB
IBPS RRB Office Assistant is a junior divisional management post. In the following activities, the office assistant would support:
Helping the customers with withdrawal forms, demand drafts, etc
Managing Emails and Delivery:
On behalf of the bank, handling email queries, managing delivery of cheque books as per the given address by the customers
Receiving cash, pay orders, demand drafts, cheques and providing acknowledgments
Managing Inquiry Counters:
Providing details to the account holders about the facilities available at the bank, resolving their doubts
There will be a good development on the job. Office Assistant IBPS RRB will be endorsed to the officer’s posts through experience and deputation. Officers do have chances of getting promoted to Managerial level.
IBPS RRB gives a great chance to all of the candidates who would like to make their career with RR Banks. Hence, along with your eligibility criteria could start your preparation for the exam and break the exam successfully. Your dream job is here…..